Texas mortgage rates change daily. For the most current Texas mortgage rates, please contact our lending experts. You can also contact us for current mortgage rates.

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With approved credit, for qualified borrowers. Points & Origination are total of both discount points and origination fee. Conforming rates based on loans $200,000 to $300,700, jumbo rates based on loan amounts $300,700 to 500.000, loan to value restrictions & closing costs apply. Call for good faith estimate. Rates, points and programs are subject to change without notice. All rates are subject to change prior to lock-in confirmation. This represents only a sample of available rates and programs; please call us for information on these and other loan programs.

This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

Contact us for a Personal Loan Consultation now! Let a Texas mortgage broker find the lowest Texas mortgage rates.

Find The Lowest Texas Mortgage Rates!

No two borrowers are alike. By working with many investors, we can offer custom solutions for the lowest Texas mortgage rates. Whatever your mortgage financing or refinancing needs, we will tailor a loan that’s right for you.

Act Now!

These are some of the lowest Texas mortgage rates in forty years, and they won’t last forever. If you don’t Apply Now, you could miss the refinancing chance of a lifetime.

For instant Pre-Qualification Contact Our Lending Experts For Rates!

When does it make sense to refinance?

Usually people refinance to save money, either by taking advantage of lower mortgage rates or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance, including mortgage rates. However, if you are looking to save money, try this calculation:

a. Calculate the total cost of the refinance

b. Calculate the monthly savings

c. Divide the total cost of the refinance
(#1) by the monthly savings (#2). This is the “break even” time. If you own the house longer than this, you will save money by refinancing.

Since Texas mortgage rates are a complex topic, feel free to contact a Texas mortgage rate professional with your questions.

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